The market of equity release is wide – making it hard to navigate. Knowing who to take out your equity release plan with is a confusing time with many decisions to make.
Opting for an advisor linked to a particular provider or group of providers means you’re not getting impartial advice. This could result in you not getting the best deal – and losing out on more cash or lower interest rates.
We’re a highly respected equity release company with a 5* track record on the independent customer review website, TrustPilot. But if you want to find out more about why you should choose My Equity Release Expert to discuss your equity release options, read on!
We’re not tied to a particular provider. We can offer you access to a wide market of equity release options – meaning you’ll be able to find the best deal suitable for your circumstances.
We also won’t push you into equity release if it’s not right for you. We’ll always give you honest advice: if other routes would suit your circumstances better, we’ll tell you.
The Equity Release Council is the trade standard body for equity release advisors and providers. It means we’re subject to strict regulations – we have to always operate in your best interests and make sure you fully understand the benefits AND disadvantages of equity release.
Being ERC members means you’ll have peace of mind: you’ll know that we have to provide a high level of quality service and top-notch advice. If we don’t, we can be held accountable. We want to make sure you’re making the very best decisions about your financial future – so working with the trade body means we’re always up-to-date with the latest best practice and advice.
As part of our ERC membership, we offer a ‘no negative equity guarantee’. Many people thinking about equity release worry that they’ll end up owing more than they borrow, if interests rates rocket or house prices plummet.
With the ‘no negative equity guarantee’, we promise that – with any equity release plan we suggest to you – you’ll never have to pay more than your house sells for at the end of the Lifetime Mortgage. That means your family won’t be left with a big bill when you pass away, either.
We don’t want you to rush into a financial decision like equity release without talking about it with your family and taking your time to make up your mind.
We won’t push you into a decision. We’ll help you find the best deals and options available for your situation – and then let you think about it. There’s no pressure selling.
You won’t pay for our advice or help until you decide to choose an equity release plan through us.
When you decide to take a Lifetime Mortgage through our services, you’ll always know exactly what fees you’ll pay before you agree to anything. There are no hidden fees, added extras, or recurring payments.
Arranging your equity release plan does involve some paperwork. We’re here to talk you through everything and make sure you fully understand what the Lifetime Mortgage arrangement involves.
If there’s anything you’re not sure about, just ask!
We’ll also complete as much of the paperwork on your behalf, too, so that you don’t have to worry about getting the administration of it right. We’ll let you know when you need to take action, and you can leave the rest to us.
We’re consistently rated 5 stars on TrustPilot by our customers. This is a brilliant indicator of how happy our customers are – and that they’d recommend our equity release services to others, too.
TrustPilot is an independent website. We can’t tell people what to say on it, and we can’t edit reviews. It’s all completed by customers without any input from us. We don’t offer incentives for good reviews either – which means you can really trust what people say.
It doesn’t cost you anything to find out if you’re eligible for equity release. Contact us on 0800 680 0356 to find out if you could take out a Lifetime Mortgage – and if you can, we’ll arrange for one of our expert equity release advisors to call you back to talk through your options.